To Buy Travel Insurance or Not?

23 Feb

Image

Deciding to buy travel insurance is something that people may struggle with when they are getting ready to pay for a big trip. It’s an additional cost to add to the already pricey flight. Some may ask if it’s worth the extra expense or not. I’d like to offer the reasons I believe traveler’s insurance is essential, especially when traveling abroad.

As I usually do before I make a big purchase, I ask around for opinions regarding what other people have done in their travels. It wasn’t long before the few people I talked to strongly encouraged me I wouldn’t regret purchasing travel insurance. There is something to be said about buying the insurance and having peace of mind before you even leave for your trip. Many different things can come up between the time you purchase your tickets to the time you’ve arrived to your planned destination.

There are many reasons you could need the insurance, such as the chance of getting sick before the trip, having a canceled flight, lost luggage, or god forbid you need to visit a hospital wherever you’re traveling and the list goes on. Travel insurance is designed to help cover those costs and won’t leave you traveling vulnerably. After all, purchasing traveler’s insurance isn’t very expensive when you think how much money it could save you in the long run. In some cases, traveler’s insurance pays up to $250,000 in medical expenses. Here are a couple of useful things to know before you book your trip.

  1. Most often when booking travel online there will be an opportunity to add on travel insurance at the time you enter your payment information, so you don’t have to necessarily go out and buy it from another company (unless the coverage isn’t great).
  2. Some credit card companies offer travel insurance if the entire trip is purchased on their credit card. Call your Credit Card Company and find out – could save you some money. (I know Capital One and American Express offer it)
  3. Know what the insurance will cover! Like anything, some are better than others. It’s important to have this information in the event you will actually need to use it.
  4. Not all health insurance companies will pay for medical expenses abroad, so understand what’s covered and what’s not if you are thinking of not purchasing the insurance.

If you are not given the opportunity to buy traveler’s insurance when you book your travel, you can click here to learn how to buy good travel insurance.

Thank you for reading my blog. If you’ve had to use travel insurance on a previous trip, please tell me about it by leaving a comment. Interested in hearing more about travel? Subscribe to my blog and follow me on Twitter @lindseyagrellas

 

 

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Tatiana's Values of Living

Living Life As If You Were Dying

Vance Alm's thoughts

Beer, wine, and other fine drinks

elliegoeseast.wordpress.com/

Just another WordPress.com site

Avial Blog

Anything that caught my interest, from travel to social media

Stay active. Stay healthy. Stay you.

The elevator to success is out of order. You'll have to use the stairs... one step at a time.

LIFE'S STORIES & TRAVELS

© by Renata Schamle

Travelrific® Travel Journal

A blog for travel enthusiasts. Listen to our podcasts on the blogroll at Travelrific® Radio. Visit our Wanderful Places® Travel Shop for travel-inspired merchandise!

Not On A Digitized Road

Cynthia Paulauskas: Author, Auntie, and Adventurer

The Illuminated Graduate

Recording the opportunities, possibilities, and adventures of a USA student studying neuroscience in the UK.

Athletes Into Business

Blog By Janelle Batista

TravisChristiansen

Experience Outdoor Nevada

Brett King

Let us talk aviation at its finest

Jen's Fashion Blog

Life is a fashion show: Embrace it!

I'm In Love With Love

My Thoughts On Love and its Entirety

the path to world traveler

A blog by Aspiring International Traveler Lindsey Agrellas

The WordPress.com Blog

The latest news on WordPress.com and the WordPress community.

%d bloggers like this: